There is only one type of online mode of payment available for taxpayers to make payments on the GST Portal, which is internet banking through authorised banks. (Note:
Payments which are made through internet banking are referred to as E-Payment)
Internet banking (online payment)
The internet banking or net banking option allows taxpayer to make payment of GST Challan from his online banking account directly. While using this option in login
mode on GST portal, taxpayer is prompted to make payment of created challan, select E-payment mode, choose preferred bank after which he is directed to bank’s e-banking page. Here, the taxpayer enters user credentials provided by the bank and makes the payment. Upon successful payment confirmation from Bank, the amount is instantly credited to his Electronic Cash Ledger (GST PMT 05)
This contingency will never occur, if you make the online payments because when you enter the GSTIN as your login ID then the name of the taxpayer populates automatically in the Challan. Credit is given to the taxpayer on the basis of GSTIN and not on the basis of name because there can be more than one taxpayer having the same name of the business.